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Part C Medicare Advantage Plans

At Extra Help Agency, we are driven by teaching and helping those in our communities.

Part C – Medicare Advantage Plans

How do they work?

Medicare Advantage plans offer the same coverage as Original Medicare Parts A and B, plus more. Medicare pays a fixed fee to the plan for managing your Medicare benefits, then the plan pays your doctors and hospitals. Many plans also cover your prescription drugs (Part D) and this is included with the low or no additional monthly plan premium.

Medicare Advantage plans work similar to what you were used to while you were in your working career, either set up as a PPO or HMO. Setting the Medicare Advantage plans in this way helps to save you money and provide more benefits than Original Medicare.

Additional Benefits

Above & Beyond Original Medicare

Often included in Medicare Advantage plans are benefits such as dental services, vision services, hearing services, health screening tests, transportation services, over-the-counter drug credits, gym membership services, no-cost diabetic monitoring supplies, nurse helplines & more… Most plans put a cap on how much you will spend on hospital and medical care for the year. This helps provide you with a financial safety net.

Eligibility

You must have Medicare Part A and Part B and live in the plan’s service area to be eligible.

Cost

Medicare Part C

In addition to your Part B premium, you usually pay a low or no additional monthly premium for the services included in a Medicare Advantage Plan. The total cost of the premiums, copayments and deductibles you pay under a Medicare Advantage plan is often lower than the total costs for coinsurance, copayments and deductibles in Original Medicare. Each Medicare Advantage plan charges a different premium, has different costs for services and will include different free additional benefits, so it is important to check with us to before you join.

Multiple Plans in My Area

How Do I Know Which One is Best for Me?

Yes that is correct, there are multiple plans that are generally offered in each zip code/county. The Extra Help Agency was set up as a brokerage agency so this means we can help you understand all of the plans available to you in your area. In addition to the volunteer work we do for the local communities for free, we also help people understand their Medicare options at no cost or obligation. If someone wants our help with structuring their Medicare and help them when they need help…we can become their local agent to help them with their insurance needs. The plan would commission us to be your local agent of record…this is one way we can afford to offer our services to our communities at no cost or obligation to you.

Client Testimonials

Heping Thousands of Clients with Medicare and more, see there Hand Written Notes

At Extra Help Agency, we take pride in our clients' handwritten testimonials, a testament to our dedicated support. Our commitment goes beyond the ordinary, ensuring that each individual we serve understands their Medicare benefits. These testimonials tell our stories of going the extra mile, of patiently answering questions, simplifying complexities, and empowering our clients with knowledge.

Here To Help

Extra Help Agency
Expert Team Members

Adam

Senior Agent

Natasha

Medicare Expert

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Medicare Expert

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Your Medicare Benefits

Feel free to contact us about yourself or a loved one, there is no cost or obligation. Call our office number or complete the form* with your message.

Phone

815-945-8912

Address

5005 Hononegah Rd, Unit 3
Roscoe, IL 61073

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By completing and submitting this form, you agree that an authorized representative or licensed insurance agent may contact you about Medicare plans.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.