Medicare Supplement Plans (Medigap Plans)

Medicare Supplement Plans (Medigaps) refer to various private health insurance plans sold to supplement Original Medicare. Medigap insurance provides coverage for many of the co-pays and some of the co-insurance related to Medicare-covered hospital, skilled nursing facility, home health care, ambulance, durable medical equipment, and doctor charges. Different plans will pay different amounts of your medical charges (see chart).

*Some important things to understand about Medigap Plans…

  • Your monthly premium is based on your age.
  • Generally your monthly premium will increase each year you become older.
  • Your monthly premium is based on where you live…state & zip.
  • A Plan G from one company will have the same core coverage as a Plan G from all other companies.
Medicare Supplement Plans - How do I set up my Medicare in Wisconsin, Illinois.
*Wisconsin plans do not follow the traditional Medigap structure: please see Wisconsin Medicare Supplements